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Description

Returns the capital gains distribution history for a given ticker symbol. Capital gains distributions are primarily relevant for mutual funds and ETFs, which are required to distribute realized capital gains to shareholders annually.
Capital gains distributions are typically only applicable to mutual funds and ETFs. Most individual stocks will return empty data for this tool.

Parameters

ticker
string
required
Ticker symbol (e.g., “VFINX”, “SPY”, “VTI”)
response_format
enum
default:"json"
Output format: "json" or "markdown"
preview_limit
integer
default:"25"
Number of rows to preview in markdown format (min: 1, max: 200)
save
object
Save results to a file

Data Structure

Returns a pandas Series with:
  • Index: Distribution dates (datetime)
  • Values: Capital gains amount per share (float)
The data represents the capital gains distribution amount paid per share on each distribution date.

Example

{
  "ticker": "VFINX"
}

When Are Capital Gains Distributed?

Mutual funds and ETFs distribute capital gains when they:
  1. Sell securities at a profit: When the fund manager sells holdings that have appreciated
  2. Required by law: Funds must distribute at least 98% of realized gains annually
  3. End of year distributions: Most distributions occur in December
  4. Tax implications: Shareholders owe taxes on distributions even if they reinvest

Difference from Dividends

AspectCapital GainsDividends
SourceFund sells appreciated securitiesCompany profits or fund dividend income
FrequencyUsually annual (December)Quarterly or monthly
PredictabilityVariable, depends on fund activityMore consistent
Tax treatmentLong-term or short-term capital gains ratesQualified or ordinary dividend rates
Who paysPrimarily mutual funds and ETFsStocks, funds, and ETFs

Use Cases

  • Calculate total return including capital gains distributions
  • Assess tax efficiency of mutual funds and ETFs
  • Compare distribution patterns across funds
  • Plan tax strategies for taxable accounts
  • Evaluate index funds vs. actively managed funds (index funds typically have lower capital gains distributions)

Tax-Efficient Alternatives

For taxable accounts, consider:
  • ETFs over mutual funds: ETFs typically have lower capital gains distributions due to their structure
  • Index funds: Lower turnover means fewer capital gains
  • Tax-managed funds: Specifically designed to minimize distributions

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