Investment Chat

curl -X POST 'https://api.example.com/api/investment/acc_123/chat/session' \
  -H 'Authorization: Bearer YOUR_TOKEN'

{
  "success": true,
  "data": {
    "sessionId": "sess_abc123xyz",
    "provider": "openai",
    "createdAt": "2026-03-05T10:30:00.000Z"
  }
}

curl -X POST 'https://api.example.com/api/investment/acc_123/chat/sess_abc123/message' \
  -H 'Authorization: Bearer YOUR_TOKEN' \
  -H 'Content-Type: application/json' \
  -d '{
    "message": "Should I invest more in ETFs or individual stocks?"
  }'

{
  "success": true,
  "data": {
    "reply": "For most investors, especially those with a balanced profile like yours, ETFs are generally a better choice. They provide instant diversification, lower risk, and typically have lower fees than buying individual stocks. With your monthly investment of €500, ETFs allow you to spread that across hundreds of companies rather than concentrating risk in just a few stocks. Individual stocks require more research, monitoring, and carry higher risk. I'd recommend allocating 80-90% to diversified ETFs and only 10-20% to individual stocks if you want to learn and have specific companies you believe in.",
    "relatedConcepts": [
      "ETF expense ratios",
      "Diversification strategies",
      "Stock picking vs index investing",
      "Risk management"
    ],
    "needsDisclaimer": true
  }
}

curl -X GET 'https://api.example.com/api/investment/acc_123/chat/sess_abc123/history' \
  -H 'Authorization: Bearer YOUR_TOKEN'

{
  "success": true,
  "data": {
    "sessionId": "sess_abc123xyz",
    "messages": [
      {
        "role": "user",
        "content": "What is dollar-cost averaging?",
        "createdAt": "2026-03-05T10:35:00.000Z"
      },
      {
        "role": "assistant",
        "content": "Dollar-cost averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of market conditions. For example, investing €500 every month into an ETF. This approach reduces the impact of market volatility and removes the need to time the market.",
        "createdAt": "2026-03-05T10:35:02.000Z"
      },
      {
        "role": "user",
        "content": "Should I invest more in ETFs or individual stocks?",
        "createdAt": "2026-03-05T10:40:00.000Z"
      },
      {
        "role": "assistant",
        "content": "For most investors, especially those with a balanced profile like yours, ETFs are generally a better choice...",
        "createdAt": "2026-03-05T10:40:03.000Z"
      }
    ],
    "messageCount": 4,
    "createdAt": "2026-03-05T10:30:00.000Z",
    "lastMessageAt": "2026-03-05T10:40:03.000Z"
  }
}

curl -X GET 'https://api.example.com/api/investment/acc_123/chat/sessions' \
  -H 'Authorization: Bearer YOUR_TOKEN'

{
  "success": true,
  "data": [
    {
      "sessionId": "sess_abc123xyz",
      "provider": "openai",
      "messageCount": 8,
      "createdAt": "2026-03-05T10:30:00.000Z",
      "lastMessageAt": "2026-03-05T11:15:00.000Z"
    },
    {
      "sessionId": "sess_def456uvw",
      "provider": "openai",
      "messageCount": 3,
      "createdAt": "2026-03-04T14:20:00.000Z",
      "lastMessageAt": "2026-03-04T14:25:00.000Z"
    }
  ]
}

curl -X DELETE 'https://api.example.com/api/investment/acc_123/chat/sess_abc123' \
  -H 'Authorization: Bearer YOUR_TOKEN'

{
  "success": true,
  "message": "Sesión eliminada correctamente"
}