Welcome to identiPay
identiPay is a next-generation payment protocol that eliminates the need for credit cards while providing unprecedented privacy and security. Built on the Sui blockchain, identiPay enables instant, private payments using verified digital identity and zero-knowledge proofs.Quick Start
Get started with identiPay in minutes
Architecture
Learn how identiPay works
Merchant Integration
Integrate identiPay into your store
API Reference
Explore the identiPay API
Why identiPay?
Traditional payment systems rely on pull-based credentials like credit cards, where merchants can initiate charges using stored payment details. This creates significant security and privacy risks.Intent-Based Payments
Payments initiated by users, not merchants
Stealth Addresses
Private payments that can’t be linked
Shielded Pools
Break transaction graphs for anonymity
Zero-Knowledge Proofs
Verify without revealing information
Key Features
Cardless Transactions
Cardless Transactions
Pay instantly using your verified digital identity managed in the identiPay wallet. No credit card numbers, no CVV codes, no expiration dates to remember or steal.
Privacy by Design
Privacy by Design
Every transaction uses stealth addresses and shielded pools to protect your financial privacy. Even merchants can’t track your spending patterns across multiple purchases.
Age Verification
Age Verification
Prove you’re over 18 (or 21) without revealing your birthdate, name, or any other personal information using zero-knowledge proofs.
Instant Settlement
Instant Settlement
Transactions settle on the Sui blockchain in seconds, not days. Real-time WebSocket updates keep all parties informed of payment status.
Fraud Prevention
Fraud Prevention
Push-based payments mean you explicitly authorize every transaction. No surprise charges, no subscription traps, no credential replay attacks.
Trust Registry
Trust Registry
Verified merchants are registered on-chain. Users can verify a merchant’s legitimacy before making a payment.
How It Works
User Creates Payment Intent
The user scans a QR code or receives a payment request from a merchant. This contains the amount, merchant ID, and transaction details.
Intent Broadcast
The user’s wallet broadcasts a signed payment intent to the identiPay network, committing to pay the specified amount.
Privacy Layer
The payment is routed through stealth addresses and optionally through shielded pools to break transaction linkability.
Settlement
The payment settles on-chain with zero-knowledge proofs verifying authorization without revealing user identity.
Use Cases
Retail Payments
Accept payments in physical stores with POS app
E-commerce
Integrate checkout on your website
Age-Restricted Sales
Verify age without ID collection
Getting Started
Ready to experience the future of secure transactions?For Users
Download the identiPay wallet app and set up your identity
For Merchants
Integrate identiPay into your payment flow