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Ownership

$P2P is an ownership token. Protocol IP, treasury funds, and mint authority are all controlled by token holders through futarchy-based governance—not by any single team, foundation, or entity. This means the token carries real, enforceable ownership: if resources were ever misappropriated, governance provides the mechanism to redirect control. Decisions that affect token supply (minting) must pass through a prediction-market governance mechanism, where participants stake real capital on whether a proposal increases or decreases token value. Proposals that the market predicts will harm value are automatically rejected.

Governance

Token holders vote on protocol parameters such as:
  • Fees
  • Limits
  • Merchant rules
  • Oracle configs
  • Treasury allocation
One staked $P2P = one vote, with delegation.

Staking

Circle Admins stake P2Ptooperatemerchantnetworks.CommunitymembersdelegateP2P to operate merchant networks. Community members delegate P2P to Circles to participate in revenue sharing. Merchants stake USDC as working capital. The staking design creates skin-in-the-game at every layer.

Fee Distribution

Protocol revenue is routed across participants:
RecipientShare of Revenue
Merchants + Delegators53.33%
Treasury20%, planned increase to 35% (governed via MetaDAO futarchy)
Insurance Pools17.78%
Circle Admins8.89%
No single party captures a majority of protocol revenue. Merchants earn the most because they provide working capital and operational labor.
Treasury contributions connect token value to protocol usage—governance can direct these funds toward buy-and-burn or other value-accruing measures via MetaDAO futarchy. Insurance pools exist so disputes don’t become externalized costs.

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