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Overview

Finanzapp’s Smart Savings feature helps you set financial goals and track your progress toward achieving them. With visual progress indicators and automated alerts, you’ll stay motivated and informed as you work toward your savings objectives.

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Key Features

Goal Tracking

Set specific savings targets and monitor your progress with real-time updates

Visual Progress

See your savings journey through interactive charts and progress bars

Goal Alerts

Receive notifications when you reach milestones or achieve your goals

Multiple Goals

Manage several savings objectives simultaneously with dedicated tracking

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Setting Up Your Savings Goals

1

Access Goals Section

Navigate to the Objectives section from your dashboard
2

Create New Goal

Click “Add New Goal” and enter your target amount and timeframe
3

Track Progress

As you save, the system automatically updates your progress percentage
4

Reach Your Goal

Receive a celebration notification when you achieve your target!

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How It Works

The savings tracking system integrates with your transaction data to automatically calculate progress toward your goals: 
// Example from landing_page.js - Chart visualization
let chart = new Chart(ctx, {
  type: 'line',
  data: {
    labels: ['Ene', 'Feb', 'Mar', 'Abr', 'May', 'Jun'],
    datasets: [
      {
        label: 'Ingresos',
        data: [1500, 1800, 1600, 2200, 1900, 2540],
        borderColor: '#0066ff',
        backgroundColor: 'rgba(0, 102, 255, 0.1)',
        tension: 0.4,
        fill: true
      }
    ]
  },
  options: {
    responsive: true,
    maintainAspectRatio: false
  }
});
The savings calculator runs automatically each time you record a transaction, ensuring your goal progress is always up to date.

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Progress Visualization

Your main dashboard displays a quick overview of all active savings goals with progress percentages and remaining amounts.

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Features:

  • Color-coded progress bars (blue for active goals)
  • Current balance vs. target amount
  • Estimated completion date based on current savings rate

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Goal Categories

Build a financial safety net with recommended targets of 3-6 months of expenses. The system can automatically calculate your ideal emergency fund based on your monthly spending patterns.
Set a specific amount and target date for your next vacation. Track contributions and receive reminders to help you reach your goal before departure.
Save for big-ticket items like a car, home renovation, or electronics. Visualize how regular contributions will help you reach your target.
Create any personalized savings objective with flexible parameters to match your unique financial aspirations.

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Automated Notifications

Stay informed about your savings progress with the integrated notification system:
Notifications are powered by EmailJS and can be customized in your account settings under userConfig.php.
You’ll receive alerts for:
  • Milestone achievements (25%, 50%, 75%, 100% completion)
  • Monthly progress summaries
  • Goal deadline reminders
  • Congratulations when goals are achieved
// Email notification example from email.js
emailjs.send(serviceID, templateID, {
  title: "Savings Goal Achievement!",
  name: name,
  message: "Congratulations! You've reached your savings goal.",
  email: email,
  current_year: new Date().getFullYear()
});

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Tips for Success

Start small: Begin with achievable goals to build momentum. Even saving €50/month can make a significant difference over time.
Automate contributions: Set up automatic transfers to your savings on payday so you “pay yourself first.”
Review regularly: Check your progress weekly to stay motivated and adjust your strategy if needed.

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Integration with Budget Management

Your savings goals work seamlessly with Finanzapp’s budget features:
  • Automatically allocate budget surplus toward active goals
  • Set savings as a budget category with dedicated tracking
  • Receive alerts if spending threatens your savings targets

Investment Tracking

Learn how to track your investments alongside savings

Analytics Dashboard

Explore detailed financial analytics and reporting

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Frequently Asked Questions

Yes! Finanzapp supports unlimited simultaneous savings goals. Each goal is tracked independently with its own progress indicators and notifications.
You’ll receive a celebration notification via email (if enabled) and in-app. The goal is marked as “completed” and archived, but you can view it anytime in your history.
Absolutely. You can adjust the target amount, deadline, or contribution schedule at any time from the goal settings.
The estimate is based on your average savings rate over the past 3 months. As you continue saving, the prediction becomes more accurate.
Pro Tip: The floating piggy bank icon (<i class="fas fa-piggy-bank"></i>) on your dashboard provides quick access to your savings overview!

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