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Welcome to CashCat

CashCat is a modern budgeting tool built for people who want to take control of their finances. We use zero-based budgeting, a proven method that helps you be intentional with every single purchase.
CashCat is currently in early access for testers.

What is zero-based budgeting?

Zero-based budgeting means giving every penny a purpose. Instead of tracking where your money went, you decide where it will go before you spend it. At the start of each month, you assign all your income into categories until you reach zero unassigned dollars. This approach helps you:
  • Be intentional with every purchase
  • Eliminate wasteful spending
  • Reach your financial goals faster
  • Feel in control of your money

Core principles

CashCat is built around these core principles:
  • Every penny has a purpose — assign all income into categories with clear intention
  • Money you don’t spend rolls forward — seamlessly carry unspent amounts into future months
  • Stay flexible — edit past transactions and have your entire budget auto-cascade
  • Full control — no ads, no tracking, no monthly fee

Get started

Quickstart

Get from signup to your first budget in minutes

Installation

Access CashCat on web, iOS, or Android

Zero-based budgeting

Learn how to make every dollar count

Custom monthly goals

Set and track your financial targets

What’s coming next

We’re actively developing new features:
  • Automatic rollover of unspent budget
  • Funds and savings categories
  • Detailed statistics and reports
  • Transaction imports and bank integration via OpenBanking
  • HTTP MCP endpoint for AI agent integrations

Join the community

CashCat is open source and welcomes contributions. Join our community to get help, share feedback, and shape the future of the product.
  • Join our Discord server
  • Report bugs via GitHub Issues
  • Suggest features via Discussions or Issues
  • Help with translations or accessibility improvements

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